Access to better returns on the financial markets. For everyone.
We understand that saving and investing can feel complicated and time-consuming. That's why we've developed a simple, affordable and automatic savings service that makes it easy for you to save correctly.
When it comes to savings, most Icelanders have had few other accessible options than placing their money in savings accounts or investing in real-estate. This is unfortunate because savings accounts offer limited returns that barely keep up with inflation, while real-estate trading is both costly and time-consuming.
Relatively few Icelanders invest their savings in funds, stocks and other securities which generally provide better returns in the long run. The reasons are many, including lack of trust in the banking systems, limited competition, much higher fees than in other countries, and lack of guidance. By using technology and automation, we keep costs at a minimum and can offer lower fees than most others.
Investing with Spesía should be straightforward to understand and as easy to use as normal bank accounts. It’s for everyone who wants to start investing for longer than two years. Our automated system will help any Icelander with a risk-diversified international portfolio of securities in a simple, economical and effortless manner.
We felt that Icelanders deserve better service. It is certainly possible to offer a solution with low fees and personalized advice so that financial markets become accessible to those who want to invest their savings in a well diversified international portfolio.
Spesía invests in bonds and stocks of thousands of companies around the globe to achieve maximum risk diversification in line with the leading scientific methodology. This way we achieve maximum returns with minimum fluctuations.
Spesía is an independent fintech company mostly owned by its founders and is not connected to the Icelandic banks in any way.
Spesía's service is as secure as a bank's. Customers' portfolios are held by a custodian and are registered to each customer's name and are therefore always completely separate from Spesía's business operation and finances.
